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Precise Processing– Terms of Use
Last Updated: March 11, 2026

Introduction

These terms and conditions (“Terms of Use”) are a legal contract between you (either you as an individual or the entity or organization on whose behalf you are entering into these terms and conditions) and Precise Processing LLC (“Precise Processing,” “we,” “our,” or “us”) for the use of our website, https://preciseprocessing.com and our services (collectively, the “Website”). Your use of the Website, including all features contained herein, is subject to these Terms of Use and the privacy policy located at https://preciseprocessing.com/privacy-policy/ (“Privacy Policy”).

These Terms of Use may be updated from time to time. It is your sole responsibility to read and check these Terms of Use prior to your use of the Website. We may terminate your access to the Website at any time, including upon your violation of these Terms of Use.

The information provided on the Website is for informational purposes only. Precise Processing is not a lender and does not make credit decisions. We do not provide legal, tax, or financial advice. Your use of the Website does not guarantee that you will be approved for a loan or receive any financing.

BY ACCESSING OR USING THE WEBSITE, YOU AGREE TO BE BOUND BY THESE TERMS, INCLUDING THE WARRANTY DISCLAIMERS, INDEMNITY AND LIMITATION OF LIABILITY PROVISIONS BELOW. IF YOU DO NOT UNDERSTAND OR AGREE TO THESE TERMS OF USE, DO NOT ACCESS OR USE THE WEBSITE, AND PLEASE EXIT THE WEBSITE NOW.

Authorized Users; Maintenance and Access

The Website is intended only for use by authorized users who agree to the Terms of Use. Further, the Website contains certain features and options that may present an opportunity for you to provide to us, or for us otherwise to obtain from you, confidential and non-public information. You are solely responsible for ensuring that any usernames and passwords created or issued in connection with the Website are known and used only by you. You will notify us promptly if you have reason to believe that your password or username has been lost, stolen, or compromised. Upon receipt of such notice, we may suspend your access to the Website until the issue is resolved.

We reserve the right to perform routine system updates and maintenance on the Website at any time, with or without notice to you. We reserve the right to terminate, suspend, or modify your access to the Website at any time, in whole or in part, in our sole discretion.

By accessing or otherwise using the Website: (i) you represent and warrant that you are legally entitled to enter into these Terms of Use; (ii) you represent and warrant that you are at least 18 years old; (iii) you shall provide accurate, true, and current information as prompted during the account registration process and shall keep it current at all times; (iv) you shall not allow any other person or entity to access or use your account; (v) you shall comply with all state and local laws of each location in which you access or use the Website; (vi) you shall not share your password or any other login credentials with any other person or publicly disclose it; (vii) you acknowledge that, by accessing or using the Website, certain mobile carrier charges may apply, including SMS messaging charges and data charges; (viii) you shall not transmit worms, viruses or any code of a destructive nature to Precise Processing, other users, or the Website; (ix)you shall have no right to access data or content of other users of the Website, unless such access is authorized by Precise Processing; and (x) you shall not impersonate or pass yourself off as someone else, including as other Precise Processing users or employees, at any time or for any reason.

Prohibited Uses of the Website

You agree not to use the Website in any way that violates any applicable federal, state, local, or international law or regulation. You further agree not to attempt to gain unauthorized access to, interfere with, damage, disrupt, or otherwise compromise in any way any parts of the Website or any server, computer, user, or database related to or connected with the Website.

When retrieving information from the Website, you are prohibited from (i) using or attempting to use spiders, robots, avatars, intelligent agents, or any other extraction or navigation search except for a normal browser, (ii) aggregating, copying or duplicating any of the materials or information available from the Website except as authorized by Precise Processing,(iii) accessing data not intended for you, or (iv) accessing the Website for the purpose of benchmarking the Website or competing with Precise Processing.

Shared Information and/or Content

In addition to these Terms of Use, your use of the Website is governed by Precise Processing’s Website Privacy Policy. We respect your privacy and the confidential nature of some of the information that may be provided by you or otherwise obtained by us in connection with your use of the Website. By providing personal information through the Website, you agree to the Privacy Policy, which may be amended by Precise Processing from time to time. The Privacy Policy and any posted terms or guidelines or legal disclaimers on the Website are hereby incorporated by reference into these Terms of Use. You agree that, except as provided under the Privacy Policy, Precise Processing has unlimited rights to any information other than personal information that you provide to Precise Processing and that Precise Processing may use such information in any way Precise Processing chooses to offer our services, make our services better or more accurate, and conduct our business. Such information will be deemed to be non-confidential. The Terms of Use subsequently address how Precise Processing can deal with information that you provide which is not personal information.

The Website may allow you to upload, submit, or transmit postings, messages, text, files, images, graphics, photos, audio clips, sounds, video, or other materials, including such materials that may contain Personal Information (as defined in the Privacy Policy) (collectively, the “Content”). By uploading or submitting such Content and personal information to or through the Website at any time, you agree that you shall be at all times solely responsible for all Content that you upload, email, or otherwise make available through the Website, including all information provided to Precise Processing. By uploading or otherwise posting any Content on the Website, you expressly represent, warrant, and covenant that: (i) you own or otherwise have all necessary rights or permission, including but not limited to copyrights, to the Content you provide and the rights to use it as provided in these Terms of Use; (ii) all information you provide is true, accurate, current, and complete, and does not violate these Terms of Use; (iii) the Content will not cause injury to any person or entity; (iv) you shall not disparage, threaten, abuse, harm, impersonate or otherwise harass anyone; (v) you shall not impersonate any person or entity, or falsely state or otherwise misrepresent your identity or affiliation with any person or entity; (vi) you shall not submit information that is fraudulent, deceptive, or intended to mislead Precise Processing or its Necessary Parties (as defined in the Privacy Policy); (vii) you shall not interfere with, or attempt to interfere with, the integrity or security of the Website or any user’s account; and (viii) you shall be solely responsible for keeping a duplicate copy of all Content. Precise Processing does not accept any responsibility or liability for the loss of your Content.

You agree not to upload, transmit, distribute, or otherwise publish in or on the Website any Content that is illegal or otherwise harmful, including, without limitation, Content that: (i) is hateful, libelous, defamatory, obscene, pornographic, abusive, unlawful, threatening or racially or ethnically offensive; (ii) represents a personal attack against or an invasion of the privacy of any individual; (iii) infringes, misappropriates or otherwise violates the intellectual property rights, including, but not limited to, copyrights and trademarks, of any person or entity; and/or (iv) advertises any goods or services or solicits any funds. Precise Processing may, at any time, refuse or remove any Content without notice to you. However, Precise Processing shall have no obligation to monitor Content, and you agree that neither Precise Processing nor its members, affiliates, employees, or agents will be liable for any loss or damage arising out of or relating to any Content or the uploading or submission of such Content to the Website.

For any Content you upload that is not Personal Information (as defined in the Privacy Policy), you agree to grant and hereby grant to Precise Processing a non-exclusive, perpetual, irrevocable, worldwide, royalty-free, transferable, and sublicensable license to use, reproduce, modify, adapt, publish, and display such Content solely for the purposes of providing and improving the Website and associated services. Notwithstanding the foregoing, with respect to any financial documents, loan applications, or sensitive records uploaded by you for the purpose of obtaining services in connection with a mortgage or other loan (collectively, “User Documents“), you agree to grant and hereby grant Precise Processing a non-exclusive, royalty-free, and non-transferable (except in connection with a Transfer under Section XI) limited license to use, host, and transmit such User Documents to provide the services requested by you, including sharing such documents with Necessary Parties (as defined in the Privacy Policy) to facilitate your transaction. You hereby waive any and all moral rights you may have in your Content. The foregoing shall not, however, include any Personal Information or information that is not accessible to Precise Processing through the Website.

Except to the extent required by applicable law, Precise Processing is not responsible for any technical malfunctions or failures, interruptions, deletions, or defects of any telecommunication system or network, online system, data, computer equipment, servers, providers, or software that result in the loss of your Content.

Third-Party Websites

The Website may contain links to third-party websites that are not owned or controlled by Precise Processing. Precise Processing has no control over, and assumes no responsibility for, the content, privacy policies (if any), or practices of any third-party websites. Precise Processing makes no representation or warranty as to the security of links to other websites, nor does Precise Processing make any representation or warranty as to whether such links or such other websites are free of viruses or other forms of data corruption. In addition, Precise Processing will not and cannot censor or edit the content of any third-party website. By using the Website, you expressly relieve Precise Processing from any and all liability arising from your use of any third-party website. If you choose to use any such third-party websites, you do so at your own risk. Accordingly, Precise Processing encourages you to be aware when you leave the Website and to read the terms and conditions and privacy policy (if any) of each other website that you visit.

Intellectual Property Rights

The Website and all content (including trademarks, trade dress, graphics, design, and images, but not including any Content), functionality, and features are subject to protection under the intellectual property laws of the United States and foreign jurisdictions. All trademarks, names, logos, slogans, and the like are the proprietary marks of the respective owners. You agree not to use any trademarks, content, graphics, or designs appearing on the Website in any way without express written consent from the respective owner(s). No reproduction of any part of the Website may be made or used except as expressly permitted herein. No other license or right is granted. You may not remove or alter any copyright or other legal notice from copies of materials from the Website. All rights are expressly reserved. Notwithstanding the foregoing, subject to your compliance with these Terms of Use, you are authorized to view, store, print, reproduce, copy, and distribute any pages and certain data (as identified and permitted by Precise Processing) within the Website for personal use or commercial use within your organization only. All other rights are reserved. You may print off pages of the Website strictly for purposes of your use of (or considering use of) the Website and any applicable services; however if you do so, you agree that you do not acquire any ownership rights in any of that material. This right is non-transferable and non-sublicensable. You may not copy, distribute, transmit, publish, sell, transfer, create derivative works of, or otherwise exploit any such material that you print off without the express written consent of Precise Processing. In consideration of this authorization, you agree that any copy of these documents which you make shall retain all copyright and other proprietary notices contained in such documents.

Disclaimers

Precise Processing provides information through the Website. While Precise Processing has undertaken efforts to provide accurate information, it is not comprehensive and Precise Processing makes no commitment to update the information at any particular time, and the information on the Website may be out of date. Information on the Website may also be changed at any time without notice. As a result, the information may not be accurate, up to date or applicable to the circumstances of any particular case. Any decisions you make based on information contained in the Website are solely your responsibility.

Precise Processing disclaims all warranties of any kind, whether express or implied, statutory or otherwise, including but not limited to any warranties of merchantability, non-infringement and fitness for particular purpose. This does not affect any warranties that cannot be excluded or limited under applicable law. We are not liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of the Website or items obtained through the Website or to your downloading of any material posted on it, or on any website linked to it.

Your use of the Website, its content and any items obtained through the Website is at your own risk. The Website, its content, information and any items obtained through the Website are provided on an “as is” and “as available” basis, without any warranties of any kind, either express or implied. We make no warranty or representation of any kind with respect to the completeness, security, reliability, quality, accuracy, functionality, features or availability of the Website. Without limiting the foregoing, neither Precise Processing nor anyone associated with Precise Processing represents or warrants that the Website, its content, or any items obtained through the Website will be accurate, reliable, error-free or uninterrupted, that defects will be corrected, that our Website or the server that makes it available are free of viruses or other harmful components, or that the Website or any items obtained through the Website will otherwise meet your needs or expectations.

Precise Processing does not warrant, endorse, guarantee or assume responsibility for any product or service offered by a third party through the Website, or any hyperlinked website or service, and Precise Processing will not be a party to and is not responsible in any way for monitoring any transaction between you and third-party providers of products or services.

Waiver, Release, and Assumption of Risk

BEING FULLY AWARE OF ALL SUCH RISKS, IN CONSIDERATION OF BEING PERMITTED TO USE THE WEBSITE, YOU, ON BEHALF OF YOURSELF AND YOUR HEIRS, ASSIGNS, PERSONAL REPRESENTATIVES AND NEXT OF KIN, KNOWINGLY ASSUME THE RISK OF SUCH USE AND DO HEREBY RELEASE, ACQUIT AND FOREVER DISCHARGE AND WAIVE ANY AND ALL CLAIMS, OBLIGATIONS, DEMANDS, CAUSES OF ACTION OR LIABILITY OF ANY KIND WHATSOEVER, WHETHER KNOWN OR UNKNOWN; SUSPECTED OR CLAIMED; REAL, POTENTIAL OR HYPOTHETICAL; DISCLOSED OR UNDISCLOSED; EXISTING OR CONTINGENT; SOUNDING IN LAW, EQUITY OR OTHERWISE IN TORT, CONTRACT OR OTHERWISE, AGAINST PRECISE PROCESSING AND EACH OF ITS AFFILIATES, PREDECESSORS, SUCCESSORS, OFFICERS, DIRECTORS, OFFICIALS, AGENTS, MEMBERS, VOLUNTEERS, EMPLOYEES AND/OR OTHER USERS (COLLECTIVELY, THE “RELEASEES”) UNDER ANY LEGAL THEORY ARISING OUT OF OR IN CONNECTION WITH YOUR USE, OR INABILITY TO USE, THE WEBSITE, ANY WEBSITES LINKED TO IT, ANY CONTENT ON THE WEBSITE, OR SUCH OTHER WEBSITES, ANY INFORMATION OBTAINED, ENTERED, OR ACCESSED THROUGH THE WEBSITE, INCLUDING ALL CLAIMS WITH RESPECT TO (I) GROSS NEGLIGENCE, NEGLIGENCE OR NEGLIGENCE PER SE (WHETHER SOLE, JOINT OR CONCURRENT) OF ANY RELEASEE, STRICT LIABILITY OR PREMISES LIABILITY; (II) PERSONAL INJURY, ILLNESS, DEATH OR PROPERTY DAMAGE; (III) ACTS OF OTHER USERS; AND (IV) ANY OTHER RISKS OR HAZARDS ASSOCIATED WITH YOUR USE OF THE CONTENT (COLLECTIVELY, THE “RELEASED CLAIMS”). WITHOUT LIMITING THE FOREGOING, YOU AGREE THAT NO RELEASEE WILL BE LIABLE TO YOU OR ANY CHILDREN IN YOUR CARE FOR PERSONAL INJURY, ILLNESS, DEATH, PROPERTY DAMAGE, FAILURE TO COMPLY WITH ANY GOVERNMENT REGULATION OR REQUIREMENT, OR ANY OTHER CLAIM ARISING FROM OR RELATING TO YOUR USE OF THE WEBSITE.

YOU, FOR YOURSELF AND ON BEHALF OF YOUR HEIRS, ASSIGNS, PERSONAL REPRESENTATIVES AND NEXT OF KIN, HEREBY AGREE TO INDEMNIFY, DEFEND AND HOLD HARMLESS THE RELEASEES WITH RESPECT TO ANY AND ALL DAMAGES, CLAIMS, LOSSES, DEMANDS, COSTS, EXPENSES (INCLUDING REASONABLE ATTORNEYS’ FEES AND COSTS), OBLIGATIONS, LIENS, LIABILITIES, ACTIONS AND CAUSES OF ACTION, THREATENED OR ACTUAL, THAT ANY ONE OF THE RELEASEES MAY SUFFER OR INCUR ARISING DIRECTLY OR INDIRECTLY OUT OF OR IN CONNECTION WITH: (I) YOUR ACCESS OR USE OF THE WEBSITE; (II) YOUR BREACH OF THESE TERMS OF USE; (III) YOUR SUBMISSION OR TRANSMISSION OF ANY CONTENT TO OR THROUGH THE WEBSITE; (IV) YOUR OR OUR ACCESS, SUBMISSION, TRANSMISSION, OR USE OF ANY CONTENT; (V) YOUR VIOLATION OF ANY RIGHTS OF ANOTHER (INCLUDING INTELLECTUAL PROPERTY RIGHTS, PUBLICITY RIGHTS OR RIGHTS TO PRIVACY); OR (VI) LIABILITIES, LOSSES, DAMAGES, COSTS OR EXPENSES OF ANY KIND, INCLUDING ATTORNEYS’ FEES, IN ANY WAY CONNECTED WITH OR ARISING OUT OF A RELEASED CLAIM. THE FOREGOING INDEMNIFICATION SHALL SURVIVE ANY TERMINATION OR THE EXPIRATION OF THE TERM OF THIS AGREEMENT.

Miscellaneous

Entire Agreement. These Terms of Use and the Privacy Policy contain the entire agreement between Precise Processing and you concerning your access and use of the Website, and these Terms of Use supersede and replace any prior agreements between Precise Processing and you regarding use of the Website. These Terms of Use may not be modified or superseded by Precise Processing’s acceptance of any offer from you or any other person.

Severability. If for any reason a court of competent jurisdiction finds any provision of these Terms of Use or portion thereof to be unenforceable, that provision shall be enforced to the maximum extent permissible so as to effect the intent of these Terms of Use, and the remainder of these Terms of Use shall continue in full force and effect. No waiver by Precise Processing of any breach or default hereunder shall be deemed to be a waiver of any preceding or subsequent breach or default. Precise Processing may revise these Terms of Use from time to time; the most current version will always be at https://preciseprocessing.com/terms-of-use/. By continuing to access or use the Website after those revisions become effective, you agree to be bound by the revised terms.

Waiver. If we waive enforcement of any provision in these Terms of Use, we are not obligated to continue to waive it.

No Third-Party Beneficiaries. Other than Precise Processing, no other person or company will be third-party beneficiaries to the Terms of Use.

Governing Law. This Agreement shall in all respects be interpreted, enforced and governed under the laws of the State of Texas in the United States, without regard to any rules of conflict of laws.

Arbitration. If there is any dispute, claim, question or disagreement concerning or relating to these Terms of Use or the Website (a “Dispute”), you shall notify Precise Processing in writing to attempt to resolve such Dispute in good faith negotiations. For a period of 30 days following such notification, you and Precise Processing shall use their best efforts to settle any such Dispute in these good faith negotiations, which shall be a condition precedent to either party initiating arbitration. You agree that any Dispute must be filed within one year after such Dispute first arises or it is forever barred. All Disputes, regardless of the grounds upon which such Dispute is brought, shall be settled by binding arbitration conducted by a single, independent arbitrator and administered by the American Arbitration Association Commercial Arbitration Rules and procedures then in effect, but excluding any rules or procedures governing or permitting class actions. By agreeing to arbitrate all Disputes, each party waives all rights to a trial by jury in any action or proceeding involving any Disputes. The arbitration shall take place in Harris County, Texas. You agree to submit to the personal jurisdiction of any federal or state court in Harris County, Texas, in order to compel arbitration, to stay proceedings pending arbitration, or to confirm, modify, vacate or enter judgment on the award entered by the arbitrator, and you waive any argument that such forum does not have personal jurisdiction, is not appropriate or is inconvenient. You further agree that all Disputes and causes of action arising out of or in connection with the Website shall be resolved individually without resorting to any form of class action and shall not be consolidated or joined with or in any arbitration or other proceeding involving a Dispute of any other party – the arbitrator shall have no authority to arbitrate any Dispute as a class action or in any other form other than on an individual basis. Judgment on the award rendered by the arbitrator may be entered by any court having jurisdiction thereof.

Construction. The headings used in these Terms of Use are for convenience only and have no legal meaning or effect. Terms defined in the singular have the corresponding meanings in the plural, and vice versa. Unless the context of these Terms of Use clearly requires otherwise, words importing the masculine gender include the feminine and neutral genders and vice versa. The terms “include,” “includes” or “including” mean “including without limitation.” The words “hereof,” “hereto,” “hereby,” “herein,” “hereunder” and words of similar import, when used in these Terms of Use, refer to these Terms of Use as a whole and not to any particular section or article in which such words appear. The word “or” will not be construed as exclusive.

Assignment. We may assign our rights or delegate our obligations under these Terms of Use at any time. You may not assign or transfer your rights or obligations under these Terms of Use without our prior written consent, which we may grant or refuse in our sole discretion.

Please report any and all violations to Precise Processing LLC as follows:

Precise Processing LLC Mailing: 4115 5th St #1804 Brookshire, TX 77423
Phone (855) 496-7128; Fax (877) 681-3330; Email: admin@preciseprocessing.com