Introduction

This Privacy Policy (the “Privacy Policy”) describes Precise Processing LLC’s (“Precise Processing”, “we”, “our”, or “us”) collection, use, disclosure, and other processing of personally identifiable information including such information that is subject to data protection laws (“Personal Information”) that you provide to us or that we collect via the access to and use of our website, https://preciseprocessing.com/, which includes text, media, documentation, pictures and other content on this Precise Processing website and the associated services (collectively, the “Website”). Information collected in connection with a financial product or service is primarily governed by our GLBA Privacy Notice, provided to you at the start of the application process. IMPORTANT NOTE: By accessing or using the Website you agree to Precise Processing’s collection, use, and disclosure of your Personal Information as described in this Privacy Policy. This Privacy Policy is incorporated into and subject to the Terms of Use for the Website (“Terms of Use”), a copy of which is available at https://preciseprocessing.com/terms-of-use/. People who visit the Website are referred to as “Users”.

Restrictions On Use

International Users. Our Website is not intended for use outside of the United States. If you are a resident of another country, your use of the Website may be governed by laws that are less protective than those of your home jurisdiction. You are responsible for monitoring and complying with the laws of the jurisdiction where you are a resident or are using the Website.

Children’s Privacy. Users must be at least 18 years old to create an account or register for the Website. We do not knowingly collect Personal Information from children under the age of 18 through our Website. If we become aware that we have collected Personal Information from a child under the age of 18 years old through our Website, then Precise Processing will use commercially reasonable efforts to promptly delete this information.

Information that Precise Processing Collects From You

We collect Personal Information from you when you visit our Website or use our products or services. We collect, use, store, share, retain, process and transfer different kinds of Personal Information about you. It is always your choice whether to provide that Personal Information. If you choose not to provide requested Personal Information, you may not be able to use certain features of the Website or services. We have grouped together the following categories of Personal Information to explain how this type of information is used by us. We may collect the following Personal Information:

Application Information. Such as basic identifying information and contact information, such as your name, email address, street address, phone number, driver’s license, Social Security number, date of birth, gender, and marital status.
Consumer Report Information. Such as information from consumer reporting agencies, government entities and other outside sources, such as general credit profile, employment status, occupation, motor vehicle reports, and driving information.
Financial Information. Such as income documentation, employment verification, bank account information, asset documentation, and payment information necessary to process and complete mortgage loan transactions.
Property Information. Such as property address, property type, estimated property value, and other information related to the real estate transaction.
Loan Information. Such as loan type, loan amount, interest rate information, and other terms related to the mortgage transaction.
Employment Information. Such as professional, employment related, and education history.
Technical Information. Such as but not limited to technical information about your device(s), system and application software, and peripherals that are gathered periodically to facilitate the provision of software updates, product support, and other services to you (if any) related to the services.
Internet Information. Such as information about your use of our Website, including your usernames and passwords for our Website. If you provide us feedback or contact us via email, we will collect your name and email address, as well as any other content included in the email, to assist in sending you a reply.
User Submitted Information. We may collect information that Users voluntarily provide via the Website, such as comments, uploaded media, postings, messages, text, files, images, graphics, photos, or other materials, including such materials that may contain personally identifiable information.

Information Collected via Technology

Information Collected by our Website. To make our Website more useful to you, we automatically track certain information about the visits to our Website, including your browser type, operating system, Internet Protocol (IP) address, clickstream data, referring and exiting pages, and a date/time stamp for your visit. Precise Processing uses cookies, web beacons, log file information, and similar mechanisms for all or any of the following purposes:

To store information so that you will not have to re-enter it during your visit or the next time you visit the Website.
To deliver custom, personalized content and information.
Identify you when you access, visit, or log-in to the Website.
To note the different areas of the Website that have recently been accessed through your computer.
Information collected in this way may be used to develop and manage the online services of Precise Processing by, for example, storing information about your preferences so as to enable Precise Processing to customize the Website according to your individual interests.
Improving the content of the Website and conducting various other diagnostics to improve the Website. Precise Processing may, for example, use cookies to monitor aggregate metrics such as total number of User and pages viewed.
Analyzing and improving Website security.

Cookies. Like many online services, we use cookies to collect information. “Cookies” are small pieces of information that a website sends to your computer’s hard drive while you are viewing the website. We may use both session Cookies (which expire once you close your web browser) and persistent Cookies (which stay on your computer until you delete them) to provide you with a more personal and interactive experience on our Website. This type of information is collected to make the Website more useful to you and to tailor your experience to meet your special interests.

Location Information. We use location-related information such as your current location and where you live to personalize and improve our Website for you and others. Location-related information can be based on things like precise device location (if you have allowed us to collect it), IP addresses, and information from your and others’ use of our Website.

Information Collected from Other Sources

We may supplement the information we have about you with information received from other sources. The information we receive may include demographic data such as age and gender, and other information that is necessary or useful to assist for user verification, authentication, fraud detection, or to comply with regulatory requirements.

Interaction with Third-Party Sites and Services

Certain services or other materials displayed on the Website may link to or be provided in connection with third-party services and content. We do not control those third-party services and content and our Terms of Use and this Privacy Policy do not apply to those third-party services. You should read the terms of use agreements and privacy policies that apply to such third-party services and content. We are not responsible for the practices of third-party websites or services linked to or from our Website, including, without limitation, the information or content contained within them. In addition, by using our Website you agree that we are not responsible and do not have control over any third parties that you authorize to access information you provide to them. If you are using a third-party website or service and you allow them to access your Personal Information, you do so at your own risk.

How We Use Information

General Use. In general, the Personal Information you submit to us is used to operate the Website, to respond to the requests you make, or to aid us in serving you better. We use your Personal Information in the following ways:

to facilitate the creation of and secure your account on our Website;
to identify you as a user in our system and to otherwise administer and operate our Website;
to facilitate your communications with other Users;
to improve the quality of experience when you interact with our Website;
to send you administrative email notifications, such as security or support and maintenance advisories;
to deliver customized or personalized content and information; and
to respond to your inquiries and other requests.

We may use your feedback to enhance or modify the Website or services.

Creation of Anonymous Data. We may create anonymized data (data that is not reasonably associated with or linked to any data that would reasonably be expected to allow someone to identify you or contact you) from Personal Information by excluding information (such as your name) that makes the data personally identifiable to you. We use this anonymized data to analyze requests and usage patterns so that we may enhance the content of our Website and improve Website navigation. We reserve the right to use anonymized data for any purpose and disclose anonymized data to third parties.

Precise Processing is a service provider. We do not use Personal Information to determine your eligibility for mortgage financing or to make any lending decisions. Lending decisions are not made by Precise Processing and Precise Processing has no liability in connection with any decisions made regarding your eligibility for a loan, the terms of any loan, or any financing actually received.

Disclosure of Your Personal Information

We disclose your or your client’s Personal Information as described below and as described elsewhere in this Privacy Policy.

Necessary Parties. We share information with parties that are involved in the loan transaction, such as a mortgage broker, lender, settlement agent, appraiser, title company, insurance provider, inspectors and any other party necessary to process and complete the mortgage loan (collectively, “Necessary Parties”), but only if we believe based upon your actions (including your actions and submissions via our Website) that you intend to interact with such Necessary Parties through your use of our services.

Third-Party Service Providers. We partner with third-party service providers to: (i) provide any products or services you request that we offer through our Website to you; (ii) to conduct quality assurance testing; (iii) to facilitate the creation of accounts; (iv) to provide account authentication and user verification services; or (v) to provide technical support. Identifiable information shared with these providers is limited for the purpose of delivering the above-mentioned services. We do not and will not sell your Personal Information. We will not share your Personal Information with a third party unless you give us permission.

Other Disclosures. We may disclose Personal Information if we believe in good faith that such disclosure is necessary (a) to comply with relevant laws or to respond to subpoenas or warrants served on us; (b) in connection with any legal investigation or to share information in order to prevent or take action regarding illegal activities, suspected fraud, situations that involve potential threats to physical safety of any person, or as otherwise required by law; (c) to protect our network or Website or prevent fraud; (d) to protect or defend our rights, our property, or users of the Website; (e) to investigate or assist in preventing any violation or potential violation of law, this notice, or our Terms of Use; (f) in the event of a merger, acquisition, or sale as set forth in Section XI; (g) to investigate or correct technical problems and malfunctions in the Website or the computer systems that support the Website; or (h) to investigate, prevent, or take action with regard to a violation of the Website or Terms of Use, or to enforce compliance with the policies governing the Website (including this Privacy Policy).

Storage Of Information

Except as noted in Section XI below, Precise Processing will store your Personal Information for as long as necessary or in accordance with a document retention policy, including to comply with any legal, accounting or reporting requirements. Unless compliance has not yet been met or a longer retention period is required by applicable law, personal data will be retained for no longer than two (2) years following the fulfillment of the purpose for which the data was collected. Precise Processing has implemented commercially reasonable technical and organizational measures designed to secure your Personal Information from accidental loss and from unauthorized access, use, alteration or disclosure. Precise Processing also uses industry standard measures designed to keep your data secure. Precise Processing deletes personal data using secure, industry-standard methods, including deletion from cloud servers, overwriting or reformatting of storage devices, and secure removal of database entries in line with Precise Processing’s IT protocols. However, Precise Processing cannot guarantee that unauthorized third parties will not be able to defeat those measures or use your Personal Information for improper purposes. You acknowledge that you provide your Personal Information at your own risk. Precise Processing also assumes no responsibility for loss of information, including information that is permanently deleted either through the actions of an employee or consultant or other person who has access to the information, through failures of a computer network, or through any policy or directive of Precise Processing for destruction of data. In the event of a data breach, we will notify affected users consistent with applicable breach notification laws. We may send an email to you at the email address you have provided to us in the event of a security breach. Depending on where you live, you may have a legal right to receive notice of a security breach in writing.

Your Choices Regarding Your Information

Email Communication. We will periodically send you emails that contain information about resources and services we feel may be of interest to you. You may opt out of receiving further emails from us at any time by emailing us at admin@preciseprocessing.com or by following the unsubscribe instructions provided in the email you receive. Note that we may still send you certain administrative communications.

Changing or Deleting Your Personal Information. You may change any of your Personal Information in your account at any time. While your decision to rectify, delete, restrict or withdraw your Personal Information will be respected, please note that depending on the nature and scope of your request, Precise Processing may not be in a position to continue providing its services and you shall be notified of such before completing the processing of your request. You may also contact us via email at admin@preciseprocessing.com or via regular mail at the address listed in Section XIII (“How to Contact Us”) to request that we rectify, delete, restrict or withdraw your Personal Information, and we will use commercially reasonable efforts to honor your request, but please note that we may be required to keep such information and not delete it (or to keep such information for a certain time to comply with our legal, accounting or reporting requirements, in which case we will comply with your deletion request only after we have fulfilled such requirements). When we delete any information, it will be deleted from the active database, but may remain in our archives. We may also retain your information for fraud prevention or similar purposes. If you have any objection to your data processing or other concerns, please contact us at admin@preciseprocessing.com.

Transfer Of Information

User information is properly considered an asset of a business. Accordingly, if Precise Processing merges with another entity or if Precise Processing sells its assets to another entity, Precise Processing User information, which may include Personal Information you have provided Precise Processing, would be included among the assets that would be transferred and Precise Processing would request that the entity treat your information in accordance with the Terms of Use (including this Privacy Policy). Precise Processing makes no guarantees as to whether such entity will treat your information in accordance with the Terms of Use (including the Privacy Policy) and disclaims any liability arising out of such entity’s failure to do so. This same provision is applicable for each affiliate of Precise Processing.

Changes

We reserve the right to amend this Privacy Policy and the Terms of Use at any time, for any reason, without notice to you. You should check our Website frequently to see the current Privacy Policy that is in effect and any changes that may have been made.

How to Contact Us

If you have any questions or concerns about our use of your Personal Information, please contact our data privacy group at admin@preciseprocessing.com.

U.S. State Privacy Law Notice

This section applies to residents of Texas and other U.S. states that have adopted comprehensive privacy legislation, including without limitation, the Texas Data Privacy and Security act and any other such legislation that may come into effect from time to time (each and any, a “State Privacy Law”). Note that some State Privacy Laws do not apply to all individuals or cover all types of personal information. For example, most State Privacy Laws exclude publicly available information and personal information collected pursuant to certain state and federal laws protecting personal health and financial data.

Your State Privacy Rights. Depending on your state of residence, you may have the following rights regarding your Personal Information:

Right to Confirm and Access: To confirm whether we are processing your personal data and to access such data.
Right to Deletion: To delete personal data provided by or obtained about you.
Right to Correction: To correct inaccuracies in your personal data.
Right to Portability: To obtain a copy of your personal data in a portable and readily usable format.

If you are a resident of a state that has a State Privacy Law that provides you with additional rights, you have the right to file a complaint with your state’s data privacy authority if you believe that we have not followed your applicable State Privacy Law. More information about your rights as a consumer may be found on your State’s Department of Justice Website. To exercise your rights, please submit a request to us by emailing us at: admin@preciseprocessing.com. We will verify your request by asking you to provide information that matches the records we have on file (e.g., verifying your email address or account details). You may also designate an authorized agent to make a request on your behalf, provided the agent has power of attorney or written permission signed by you.

California Privacy Rights

This section provides additional details for California residents and describes their rights under the California Consumer Privacy Act of 2018 (the “CCPA”), as amended by the California Privacy Rights Act of 2020 (the “CPRA”). This section does not apply to personal information that is collected, processed, sold, or disclosed pursuant to the federal Gramm-Leach-Bliley Act (and its implementing regulations) or the California Financial Information Privacy Act. However, California residents may still have a private right of action in the event of a qualifying data breach.

Categories of Personal Information Collected and Disclosed

In the preceding 12 months, Precise Processing has collected and disclosed for a business purpose the following categories of Personal Information (as defined by California law):

Category of Personal Information	Examples	Retention Period
Personal Identifiers	Name, address, date of birth	2 years after service, or as required by law.
Customer Records	Bank account numbers, assets, income	2 years after service, or as required by law.
Protected Classifications	Age, gender, marital status	2 years after service, or as required by law.
Commercial Information	Property value, loan terms	2 years after service, or as required by law.
Internet Activity	Browsing history, cookie data	1 year (or duration of session).
Professional Information	Employment history, verification data	2 years after service, or as required by law.
Sensitive Personal Information	Social Security Number, Driver’s License Numbers	2 years after service, or as required by law.

Purposes for Processing Personal Information

We use these categories of information for the business purposes described in Section VII (“How We Use Information”), including to facilitate mortgage transactions, verify identity, detect fraud, and maintain the security of our Website.

Your Rights under California Law

California residents have the following rights:

Right to Know/Access: You have the right to request that we disclose the categories of Personal Information we have collected, the sources from which we collected it, and the specific pieces of Personal Information we have collected about you.
Right to Delete: You have the right to request that we delete Personal Information we have collected from you, subject to certain exceptions (such as our need to comply with legal obligations or complete a transaction).
Right to Correct: You have the right to request that we correct inaccurate Personal Information that we maintain about you.
Right to Opt-Out of Sale or Sharing: Precise Processing does not “sell” your Personal Information for money. However, if we “share” information for cross-context behavioral advertising, you have the right to opt-out. We do not currently share Personal Information for such purposes.
Right to Limit Use of Sensitive Personal Information: You have the right to limit our use of “Sensitive Personal Information” to only those uses which are necessary to perform the services reasonably expected by an average consumer.
Right to Non-Discrimination: We will not discriminate against you for exercising any of your CCPA/CPRA rights.

Exercising Your Rights

To exercise your rights, please submit a request to us by emailing us at: admin@preciseprocessing.com. We will verify your request by asking you to provide information that matches the records we have on file (e.g., verifying your email address or account details). You may also designate an authorized agent to make a request on your behalf, provided the agent has power of attorney or written permission signed by you.

Last Updated: March 11, 2026.

Privacy Policy